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Disability | Supplemental
Security Income
Social security is designed, as the title suggests, to provide
security. To protect individuals from unforeseen
catastrophes, the government spreads certain risks
among all members of society so that no single
family bears the full burden of such occurrences.
In the United States, the Social Security Program
was created in 1935 (42 U.S.C. 301 et seq.) to
provide old age, survivors, and disability insurance
benefits to workers and their families. Unlike
welfare, social security benefits are paid to
an individual or his or her family at least in
part on the basis of that person's employment
record and prior contributions to the system.
The program is administered by the Social
Security Administration (SSA) and since
1965 it has included health insurance benefits
under the Medicare program. While the original
act used Social Security in a broad sense and
included federally funded welfare programs and
unemployment compensation within its scope, current
usage associates the phrase with old age, survivors,
and disability insurance.
The Federal Old Age, Survivors, and Disability
Insurance (OASDI) pays out monthly benefits to
retired people, to families whose wage earner
has died, and to workers unemployed due to sickness
or accident. Workers qualify for its protection
by having been employed for a minimum amount of
time and by having made contributions to the program.
Once an individual has qualified for protection,
certain other family members are, as well. Financial
need is not a requirement.
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Disability:
Under the federal Social Security Disability
Act, "disability" means
a "condition which prevents one from performing
all usual physical or mental functions by reason
of any medically determinable physician or mental
impairment which can be expected to last for a
continuous period of not less than 12 months or
result in death."
Supplemental Security Income
:
These benefits are available to people who did
not earn a lot of income over the course of their
lives, but still need financial assistance. Supplemental
security income is only available to
those who are over 65, disabled, or blind.